How to Buy Crypto with Credit/Debit Card? (APP)

BYDFi

2025-12-11 · Updated

Buying cryptocurrency with a Visa or Mastercard is a fast and secure option. BYDFi supports multiple fiat and crypto currencies, allowing you to complete your purchase in just a few easy steps.

Basic Information

KYC Required: You must complete KYC identity verification before using a credit or debit card
Supported Fiat Currencies: Over 30 fiat currencies (e.g., USD, EUR, CHF, CAD, AUD)
Supported Cryptocurrencies: BTC, USDT, and 30+ other cryptos
Transaction Limits: Minimum $50, Maximum $2,000
Recommend: Debit cards typically have a higher success rate
Issuer Region & Fees: EEA (European Economic Area): 0.08% per transaction, Non-EEA regions: 2.8% per transaction, UK & USA: 3.5% per transaction
Additional Tip: Some banks may treat the purchase as a cash advance and charge extra fees

How to Buy Crypto with Credit/Debit Card on BYDFi?

1. Tap "Buy Crypto" on BYDFi App homepage

2. Select "Credit/Debit Card"

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3. Enter the Amount

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On the purchase page, you can select your preferred fiat currency and enter the amount. The system will automatically display the corresponding amount of cryptocurrency you can receive.

If you have not yet linked your card, please enter your credit/debit card information to complete the binding process.
Please note: You can only use a card under your own name. The cardholder’s name must match the name you used to complete KYC verification on BYDFi.
Additional verification: Some transactions may require you to enter a 3D Secure code to complete the payment.

4. Bind Your Card and Complete the Purchase

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Once your card is successfully linked:

Return to the crypto purchase page
Enter the amount you wish to pay or the amount of crypto you want to receive
Tap Buy and confirm the order
You may choose a saved card or add a new one

5. Complete Payment

Select the card you wish to use, click "Confirm" and enter the CVV/CVC security code of your card. After confirming the payment, the crypto will be automatically credited to your Spot Wallet. You can view your balance in the Spot Account section.

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